Climate Change Adaptation

Look! I read this amazing thing on NYtimes.com about why not that many people care about climate change, and it said that maybe a more effective way to get people engaged in it is to start working on climate change adaptations, like "developing drought-resistant crops [or] eliminating federal insurance and other subsidies that have long encouraged coastal development." (http://www.nytimes.com/2006/04/23/weekinreview/23revkin.html?_r=1) The Jersey shore development pattern has always struck me as sort of surreal, (just check out the sattelite images of the south jersey barrier islands on google maps) and I would be very happy to stop having the government spend my tax money for insurance for those people with storm-threatened houses on the Jersey shore. It would be so great and smart if everyone moved off those barrier islands because those houses are just waiting to be innundated by a particularly nasty weather or sea level rise, but where would those people go? And how would they get their money back?